Personal Finances

Module 1: Understanding My Financial Situation

Discover how to:

• Track income and expenses
• Create a personal budget
• Identify financial strengths and weaknesses

Module 2: Saving and Investing

Learn how to:

• Set financial goals and priorities
• Build an emergency fund
• Explore investment options

Module 3: Managing Debt

Understand how to:

• Assess debt and create a repayment plan
• Negotiate with creditors
• Avoid debt traps

Module 4: Spending Wisely

Develop strategies to:

• Prioritize needs over wants
• Make smart purchasing decisions
• Avoid impulse buying

Module 5: Planning for the Future

Learn how to:

• Set long-term financial goals
• Create a plan for retirement
• Protect assets with insurance

Key Takeaways:

• Understand personal financial situation
• Develop effective budgeting and saving strategies
• Manage debt and build credit
• Make informed investment decisions
• Plan for long-term financial security

Workshop Benefits:

• Expert guidance from Edmonton Newcomers Centre facilitators
• Interactive and supportive learning environment
• Opportunities for networking and peer support
• Personalized coaching and feedback

Who Should Attend:

• Individuals seeking financial stability
• Families looking to manage expenses
• Newcomers to Edmonton seeking financial guidance
• Anyone seeking to improve financial literacy